Estimated Volume, based on preliminary survey/ planning

Development Perspective

NAPHDA seeks to develop quality housing at affordable price for low to medium income groups in urban, Peri-urban and rural areas. Clusters of housing complexes will be created in a progressive manner, all over the Country. These housing colonies will have a mix of housing units for various income groups and will foster social cohesion.

Area Volume
Urban Centres 40%
Peri-Urban Areas 20%
Rural Areas 40%
Total 100%

Housing in Urban Areas

Mega housing colonies comprising apartment buildings will be constructed all across the country in accordance with the demand in various cities.

The urban housing colonies will be developed at carefully selected locations within / around the urban centres that are adequately linked to communication arteries to facilitate daily commutation of residents to respective workplaces.

Multiple colonies may be developed in the bigger cities depending on and in line with the demand, without causing saturation.

The colonies will have mixed clusters of low-cost / medium end residential apartments for allotment to members through ballot, high-end residential apartments for sale on commercial rates, variety of commercial units such as shops, restaurants, malls etcetera and amenities such as education institutions, hospitals / healthcare centres, parks, community centres and mosques etcetera.

These, colonies will thus be self-sufficient housing enclaves within a city, compliant to contemporary housing and environmental standards.

Housing in Peri-Urban Areas

Development of peri-urban housing colonies will generally be similar to urban centres, however the design and configuration of apartment blocks and business plan may differ for one area to the other.

Housing in Rural Areas

While developing rural housing complexes, an entirely different approach will be adopted. The nuances of village life and housing preferences of respective regions would be given due consideration. One to two storied semidetached houses will be constructed on an area of 650 - 900 square feet with basic amenities (water, electricity, sewerage system). These houses will essentially be made for residents of respective villages / adjoining localities.

Business Concept

NAPHDA’s business concept is based on collaboration with federal /provincial Government /housing authorities’ /development entities and Public Private Partnership model offering incentives to Private Sector investors in participatory mode

Government’s noble intent of providing housing to the underserved at affordable price can only be realized by adopting all possible measures to limit / cap the price of houses for low / medium income members.

This will be achieved, on one hand, through economical design specifications with optimal use of covered area and controlled construction cost, while on the other hand, a significant cross-subsidy will constitute an essential feature of the financial model.

NAPHDA will have the overarching role of a Partner and Client. For most projects, it will also oversee the design of the low / medium cost houses and ensure the quality and timely completion of construction.

This business model has been conceived as under: -

Housing in Urban Areas / Peri - Urban

Housing colonies comprising single storey housing units / apartment buildings will be constructed all across the country in accordance with the demand in various cities.

The urban housing colonies will be developed at carefully selected locations within / around the urban centres that are adequately linked to communication arteries to facilitate daily commutation of residents to respective workplaces.

The cost of construction of low and medium cost housing units will be laid down by NAPHDA.

NAPHDA will lay down the minimum and maximum number of housing units that can be constructed by an investor in a given project. The construction period for each project will be 18 - 24 months. The investor will express the interest for desired quantity of housing units.

The colonies will have mixed clusters of low-cost / medium end residential apartments for allotment to members through ballot. Amenities such as education institutions, hospitals / healthcare centres, parks, community centres and mosques etcetera will be available.

These, colonies will thus be self-sufficient housing enclaves within a city, compliant to contemporary housing and environmental standards.

Rural Areas

NAPHDA will engage reputed contractors for construction of houses. The option of micro-financing for owner driven construction will also be explored.