The facility of Housing Finance / Mortgage with Markup Subsidy is aimed to facilitate low and middle income people to own their houses by paying monthly installments equal to the house rent that they pay. Government is providing Rs. 35 Billion, as markup subsidy, over the period of next ten years to make the installments of mortgage affordable for the low and middle income people.Banks have received loan applications worth Rs 170 Billion. Out of which loans worth Rs 65.9 Billion have been approved. Rs 13 Billion have been disbursed.